Top 5 states with cheapest insurance

Here are the top 5 states with the cheapest insurance in the country

While this article tells us the top 15 states…

We didn’t want to bore you since Georgia ranks in the top 5!

I think you will be happy with what you find!

5. Ohio: $4,421 (total average cost of insurance per year)
Health: $2,658

Life: $304

Homeowners: $721

Auto: $738

Median annual earnings: $42,777

Combined insurance cost as a percentage of earnings: 10.3%

4. Georgia: $4,327 (total average cost of insurance per year)
Health: $2,163

Life: $304

Homeowners: $975

Auto: $885

Median annual earnings: $41,316

Combined insurance cost as a percentage of earnings: 10.5%

3. Maryland: $4,185 (total average cost of insurance per year)
Health: $2,165

Life: $304

Homeowners: $837

Auto: $879

Median annual earnings: $54,459

Combined insurance cost as a percentage of earnings: 7.7%

2. Idaho: $4,178 (total average cost of insurance per year)
Health: $2,387

Life: $304

Homeowners: $538

Auto: $949

Median annual earnings: $37,974

Combined insurance cost as a percentage of earnings:11%

1. Utah: $3,942 (total average cost of insurance per year)
Health: $1,896

Life: $304

Homeowners: $580

Auto: $1,162

Median annual earnings: $43,107

Combined insurance cost as a percentage of earnings: 9.1%

What does this mean for you?

If you live here in he greater Atlanta you have some of the cheapest insurance rates in the nation.

If not…

Its time for a free insurance checkup courtesy of your friendly neighborhood insurance agents at Lloyd Pro Group.

Click, call or stop by one of our 5 convenient locations.

Lloyd Pro Group | Nationwide Insurance

  • 1830 Water PL STE 105, Atlanta, GA 30339, (404) 892-2864
  • 2675 Breckinridge Blvd Suite 100, Duluth, GA 30096, (770) 497-1200
  • 4919 Flat Shoals Pkwy Suite 109, Decatur, GA, 30034, (770) 808-9900
  • 2973 Hwy 5, Douglasville, GA 30135, (770) 947-8096
  • 1532 Howell Mill Rd NW Atlanta, GA 30318, 404-335-7050

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Published in: on July 20, 2015 at 6:06 pm  Leave a Comment  
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Will your dog PREVENT you from getting home insurance?

dogs that bite?YOU love your dog.

Maybe it’s your baby 🙂

YOU know in your heart of hearts that your dog would never bite anyone.

EVER.

The problem is that SOME dogs DO bite.

Atlanta home Insurance companies have to pay millions of dollars a year to pay victims of dog bites.

After awhile….

Patterns emerge.

Certain dog breeds statistically BITE more than others.

Sure you might think of a Pit Bull.

And you would be correct.

But that is only 1 breed on the dangerous list.

Find out what these breeds are.

AND how it could impact you if you own a home.

Learn how your dog can prevent you from getting home insurance in Athens.

Published in: on June 2, 2015 at 9:00 pm  Leave a Comment  

Protect yourself with Home inventory!

Just suppose You had a broken pipe at 2 am last night?

Everything you loved was RUINED.

Question…

What would you FREAK out over the most?

#homeinsuranceatlanta
#homeinsurancecheshire
#homeinventory

Call Lloyd Pro Group To Learn Easy Ways To Take A Home Inventory

Lloyd Pro Group | Nationwide Insurance
1830 Water Place STE 105, Atlanta, GA 30339
(404) 892-2864   (404) 892-2572 (Fax)

The SIG Insurance Agencies

home inventory cheshire ct

Protect yourself with a home inventory before its too late!

Home insurance tip brought to you by Nationwide insurance

Don’t wait until you have a broken pipe to start thinking about your damaged possessions you need to replace. Frozen pipes haver a way of SNEAKING up on you! Take a home inventory today.

  1. Take photos with your iphone of your  belongings and upload them to dropbox
  2. Document all receipts and credit card statements
  3. Store your list in a safe deposit box
  4. Consider getting high end items appraised and then adding riders.

Need help with your Cheshire home insurance?

Call for a free quote now.

The Sig Insurance Agencies
1484 Highland Avenue, Unit 8B Cheshire, CT 06410
Main Number: 203-250-1006
Fax Number: 888-803-8717
http://www.findsig.com

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Published in: on March 18, 2015 at 7:30 pm  Leave a Comment  

how to file home insurance claim

How to file a home insurance claim in Atlanta?

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7 Tips To File a Homeowners Insurance Claim in Atlanta

atlanta home insurance claims

Are You Aware Of These 7 Tips To File a Homeowners Insurance Claim in Atlanta?

  • Maybe there has been accident at home.
  • A break in.
  • Vandalism perhaps.
  • Or a natural disaster

The only way that your homeowners policy to pay for itself is if you file a claim in a timely and complete manner.

So you need to file a claim do you?

Here are 7 tips from Lloyd Pro Group your favorite place to get a home insurance quote in Atlanta.

1. Report the incident to authorities. For a burglary, vandalism, fire or other trauma, this is a vital first step. Leaky roofs, malfunctioning HVAC systems, etc. aren’t typically reasons to contact the police or fire department. If police and fire are dispatched to your residence, give them all the details of the event. Keep copies of their reports – you’ll need them when filing your insurance claim.

2. Call your insurance company. After you file a police or fire report, contact your insurance agent or company’s claims department. Your policy probably requires you to do so within a certain amount of time after the loss. When you call, have all of the details of the incident, plus your policy number.

3. Complete a claims form with your agent. This form includes all the details of the incident. Be thorough – note what was damaged, when and how. For smaller claims, filing a claims report should suffice. For larger losses, your agent may send an adjuster to inspect the damage.

4. Document the damages. Before you begin cleanup, photograph or record the damage and include the images with your claim. It’s a good idea to visually document your home and belongings before a loss, so you have “before” and “after” images when filing a claim.

To get points 5,6,7 go here. source

Remember that Nationwide and Lloyd Pro Group are on your side!

If you are shopping for a new homeowners agent then give us a call today 🙂

Lloyd Pro Group | Nationwide Insurance
1830 Water Place STE 105, Atlanta, GA 30339
(404) 892-2864   (404) 892-2572 (Fax)
http://www.lloydprogroup.com
Published in: on March 16, 2015 at 7:11 pm  Leave a Comment  

top 5 reasons cyber attack

Do you know the top 5 reasons small businesses need cyber security insurance?
bit.ly/1A3UMBB

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Published in: on February 24, 2015 at 7:55 pm  Leave a Comment  
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small businesses data at risk

Did you know that 60% of all data breaches are in small businesses? Call about Cyber insurance in Atlanta.
bit.ly/1Aq8UKo
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Published in: on February 24, 2015 at 5:50 pm  Leave a Comment  
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Cyber risk insurance quotes

For a free Atlanta cyber insurance quote go here>>>

Published in: on January 8, 2015 at 9:57 pm  Leave a Comment  

Bath Safety Tips

Many adults, children, and seniors take a bath every day. The moisture and water from a bath can create a dangerous situation for adults and children. You should consider several bath safety tips that can prevent injuries.
Use Mats, Rugs, and Grab Bars
Use mats and rugs on the floors in your bathroom. Place a non-slip mat inside of the actual tub. Place a mat or rug just outside of the tub and on slick surfaces. Consider installing grab bars both inside and outside of the tub. These items will all help to protect adults and children from slipping and falling while taking a bath.
Turn Off the Water Before Getting In
Something to be aware of is the fact that the water coming out of a faucet while filling a bathtub can change temperature at any time. It could become hot or cold even if you do not touch the knobs controlling the temperature. This is why it is important to turn off the water before getting into a bathtub. Check the temperature before you or your child get into the water. This will prevent scalding and burning.
Always Supervise Children
You should supervise children taking a bath at all times. The reality is that it takes only a couple of inches of water for a child to drown. Your children could even take risky actions while playing or exploring the tub during a bath. You want to watch your child every moment during bath time. Do not turn around or leave the room, even for a few seconds.
Keep the Floor Clean and Open
A final tip is to keep the floor clean and open. Even small things, like toys or a dropped washcloth, can become major hazards that lead to falls and injuries. You want to keep the floor of your bathroom clean, from the tub all the way to the door. Pick up anything that drops immediately. This will keep you safe while getting in and out of a bathtub.
bath safety tips from lloyd pro group
Published in: on January 6, 2015 at 8:04 am  Leave a Comment  

Atlanta street cars are now running

The city of Atlanta’s $98 million electric streetcars projects first section of a possible city-wide network now open to the public.

This small loop of an electric streetcar system opened just a few days ago, on December 30th, but is well worth taking note of, as this is the first time that a streetcar has operated in Atlanta since all the way back in 1949. Back in early 20th century the streetcar was so popular that, apparently, even the mayor of the city would ride it to work. source

Will it ease congestion on the busy roads of Atlanta that are congested with traffic and car accidents?

Although the electric streetcars, condemned by some as a $98 million gimmick, will not relieve Atlanta’s traffic woes as they glide across nearly three miles of track, they will make a difference in the life of those in the immediate vicinity.

For passengers, the streetcars, which are expected to carry about 2,600 people each weekday, appeared to be both an economic advancement and a neighborhood improvement.

“You can’t live in your city if you can’t get places,” Tova Baruch, 40, said as she waited at the Woodruff Park stop and talked of walking to the system from her home in the Cabbagetown neighborhood. source

Will you be using the street cars?

Will it be for work or for the novelty of saying you tried it?

REMEMBER using public transportation saves you money on your car insurance since it REDUCES your commute ride to work!

Lloyd Pro Group | Nationwide Insurance
1830 Water Place STE 105, Atlanta, GA 30339
(404) 892-2864   (404) 892-2572 (Fax)
http://www.lloydprogroup.com/locations/atlanta-ga/

Published in: on January 5, 2015 at 6:46 pm  Leave a Comment