If you are moving soon then you might be curious about the optional movers insurance they offer.
It is scary to think of someone else DROPPING your stuff.
Can your home owners insurance company help you with a move?
Your personal property is protected under something called a “named perils” basis. What does this mean? Simply that only the specifically named perils in your particular policy will be covered for a loss. An example of this would be a loss due to fire or theft.
Once the movers close the door of the moving truck and take possession of your things your standard home insurance policy isn’t going to help you any more.
So what should you do?
You need to get some moving insurance coverage from the movers.
There are two types so pay close attention so you know what you are getting.
- Full-value protection- You will have to pay for this.
- Released-value protection – This is FREE
What is the difference between the two of these coverages?
Contact an Atlanta home insurance agent with good reviews to help you.
Lloyd Pro Group | Nationwide Insurance