Can your home insurance go up without a claim?

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Published in: on December 31, 2014 at 1:08 am  Leave a Comment  

Atlanta Home Insurance Estimated Replacement Cost

Published in: on December 30, 2014 at 11:42 pm  Leave a Comment  

How to Help Your Insurance Rates with New Year’s Resolutions

Your New Year’s resolutions can improve your lifestyle and cut down some insurance premiums. Set a few goals that can boost your health and well-being by exercising regularly and eating a healthier diet. These habits could also get you better rates for whole life insurance and health insurance policies. Additionally, smokers can plan to dump […]

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Published in: on December 30, 2014 at 8:08 am  Leave a Comment  
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google self driving car prototype

Hey all you self driving car fans out there…

Have you seen the latest Google Self-Driving Car Project prototype?

Do you think Atlanta is ready for people buying and using self driven cars around 285 loop?

 The vehicle we unveiled in May (goo.gl/qDUtgq) was an early mockup—it didn’t even have real headlights! Since then, we’ve been working on different prototypes-of-prototypes, each designed to test different systems of a self-driving car—for example, the typical “car” parts like steering and braking, as well as the “self-driving” parts like the computer and sensors. Google has put all those systems together in this fully functional vehicle—our first complete prototype for fully autonomous driving.
Put your checkbooks away.
They aren’t ready yet to order.
And your friendly Atlanta auto insurance agency isn’t ready to quote them either!
Lloyd Pro Group | Nationwide Insurance
1830 Water Place STE 105, Atlanta, GA 30339
(404) 892-2864   (404) 892-2572 (Fax)
Looking for Atlanta car insurance quotes?
Published in: on December 23, 2014 at 9:54 pm  Leave a Comment  
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What does landlords insurance cover?

What does Atlanta landlords insurance cover?

Understanding landlords insurance in Georgia

This post is for people that have a home that they rent out and for those that have investment properties.

An  Atlanta landlords insurance policy covers rental properties such as town homes, condos, private homes or apartment buildings for losses due to severe weather, fires, break-ins etc. These fire dwelling policies may include any or all of the following kinds of coverage:

Property damage

Remember that landlord property insurance covers losses for the building as well as the landlord’s personal property only. You owe it to your tenants to let them know they need to invest in their own renters policy. This policy covers for losses resulting from events such as storms, fire, theft, vandalism or tenant-inflicted damages.

Loss of income

What happens if your tenant moves out because of a fire? What will you do if you don’t have rental income coming in during the many months it takes to restore the property to good as new condition? Good News… If your rental property is damaged to the point that it is uninhabitable, this investment property insurance in Atlanta reimburses the owner/investor for lost rental income while repairs are made.

Liability

Landlord liability insurance protects against anyone getting injured on the rental property. It will cover the landlord’s expenses including medical payments, funeral costs, legal fees and settlement costs. Liability coverage also provides a measure of protection for a tenant’s personal property. For example, if the landlord neglected to repair the furnace and a resulting burst water pipe ruined a tenant’s art collection, the tenant could file a claim against the landlord for reimbursement.

In addition to these options, land lord insurance may also cover natural disasters or rent guarantees. However, this insurance does not cover loss or damage to the tenant’s personal property due to events that are not caused by the landlord’s negligence.

Are you ready for an affordable landlord insurance quote?

Pick up the phone and give us a ring so we can answer any question you might have.

Lloyd Pro Group | Nationwide Insurance
1830 Water Place STE 105, Atlanta, GA 30339

(404) 892-2864   (404) 892-2572 (Fax)
http://www.lloydprogroup.com
Published in: on December 22, 2014 at 9:52 pm  Leave a Comment  
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