I have life insurance through my job. Do I need more life insurance?
Life insurance offered by your employer will give your family some financial protection. Keep in mind, however, that it may not be enough to cover all of your family’s needs. Here are some things to keep in mind: Your coverage is tied to your job. If you change jobs and your new employer doesn’t offer life insurance, you won’t have coverage. Life insurance offered by your employer is probably “one size fits all.” It gives your family basic protection, but you can’t customize it to meet your unique needs. If group life insurance doesn’t provide all of the coverage you need, an individual life insurance policy may be a good choice. Individual life insurance has many features and benefits, including some that can give you financial flexibility.
Talk with an insurance or investment professional for help in deciding what type of insurance could fit your needs. Call Lloyd Pro Group for a comprehensive review of what is best for you. 770-497-1200.